Find Answers to Common Questions

Step 1:
Credit Report Review
We gather your credit reports and develop a tailored plan to address any negative items that may be impacting your credit score.

Step 2:
Credit Disputing
Our team will handle the necessary communications to dispute and challenge any inaccurate negative items on your behalf.

Step 3:
Dispute Escalation
For negative items that need further attention, we continue the process and ensure your credit rights are accurately represented.

Step 4:
Credit Monitoring
With our online portal and app, you get 24/7 access to credit score analysis and expert credit counseling to help you achieve your credit goals.

• We provide credit scores from all three bureaus, along with detailed credit reports, updated every 30 days.
• Credit repair app for both Android and iPhone.
• A portal to log in and track the progress of your credit repair.
• We can assist in establishing, building, and repairing your personal and/or business credit.

Most negative items typically stay on your report for seven years, though some may remain for up to 10 years. However, credit grantors or bureaus can choose to remove negative listings at any time, especially if there's a valid reason. If you'd prefer not to wait that long, credit repair can be an effective alternative.